The right choice for business and home insurance in New York.
A local, licensed agency that compares options for you, so you get the coverage you need at a price that fits.
Why New Yorkers choose Rite Choice
Three steps to insure your business or home
No long online forms and no runaround. Just a real agent who works for you.
Tell us what you need
Answer a few quick questions by phone, WhatsApp or the form on this page.
Compare your options
We shop multiple insurance companies and explain the differences in plain language.
Get covered
Choose your policy and we handle the paperwork, certificates, changes and renewals.
Top business insurance policies
No small business is the same, but many share the same risks. These policies protect you from common accidents, lawsuits and damages. We'll help you pick what fits your business.
Home insurance
Protect the place you live, the property you rent out, and everything inside.
Industries we insure
From storefronts to job sites, we work with the small businesses that keep New York running.
Why Rite Choice?
Rite Choice Insurance Agency is a licensed New York agency and part of Arrieta Group, where you get real estate, tax and insurance support under one roof.
An agent you can visit
Our office is on Corona Ave in Elmhurst, Queens. Call, message or stop by.
Options, not one quote
As an independent agency, we compare companies instead of pushing a single one.
Help after the sale
Certificates, policy changes, renewals and claims questions, handled by the same team.
Insurance FAQs
Quick answers to the questions we hear most.
What insurance does a New York business need?
New York requires most employers to carry workers' compensation, disability benefits and paid family leave coverage. Business vehicles need commercial auto insurance. General liability isn't required by the state, but most landlords and clients ask for it before you sign a lease or contract.
What is a certificate of insurance (COI)?
A COI is a one-page document that proves your business is insured. Landlords, general contractors and clients often ask for one. Once your policy is active, we can issue certificates for you and email them directly to whoever needs them.
What does homeowners insurance cover?
A typical policy covers your home's structure, other structures like a garage, your personal belongings, liability if someone is hurt on your property, and extra living costs if you can't stay home after a covered loss. Flood damage usually needs a separate flood policy.
Is a BOP better than buying policies separately?
A business owner's policy bundles general liability and commercial property, usually for less than buying them separately. It's a good fit for many small businesses with a physical location. We'll tell you if your business qualifies.
Do you charge for quotes?
No. Quotes are free and there's no obligation to buy.
Request your free quote
Send us a few details and an agent will get back to you, usually the same business day.